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PLB Mortgage Calculator

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1000++ Infogram Chart

Can’t find it on DisparityEffect.com? This is your next best stop for past charts to power up your property research.

33 Percent Theory

See 3 future loan scenarios—if interest rates rise, stay flat, or fall—so you can plan your property investment with foresight.

ABSD-BSD

Calculate your Buyer’s Stamp Duty and Additional Buyer’s Stamp Duty instantly—know the exact costs before committing to a property.

Alana

Our all-in-one PropTech CRM system unites in-house creative, sales, research, and tech to power smarter property decisions.

Asset Planning

Map out your property portfolio’s growth—plan asset progression, timelines, and next moves based on your financial goals.

BUC Calculator

Calculate progressive payments for new or subsale launches—get a detailed timeline and cost breakdown to plan with confidence.

Condo Ranker

Compare condos with live listings, shortlist top units, and use our analytics to uncover the best deals in Singapore.

Decoupling

Helps you assess costs and savings when removing one owner from a property—ideal for avoiding ABSD on your next purchase.

Disparity Effect

Explore our new PLB research portal—packed with Singapore property data in easy-to-read charts, graphs, and insights.
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PLB Mortgage Calculator

PLB Mortgage Calculator (Sales Proceed)

Decoupling

Helps you assess costs and savings when removing one owner from a property—ideal for avoiding ABSD on your next purchase.

Equity Term Loan

Find out how much cash you can unlock from your property’s value while keeping ownership—great for funding new investments.

Sales Proceed

Easily estimate your cash proceeds from a property sale—factoring in costs, loans, and CPF to help you plan your next move.

Timeline Planning

Plan your property journey with precision—this tool maps key milestones, from sale to purchase, so you avoid overlap or delays.

PLB Mortgage Calculator (Buyer Affordability)

Mortgage Loan

Calculate your monthly home loan repayments, interest costs, and loan limits to budget smartly and plan your property purchase.

Pledge Unpledge

Find out how pledging or unpledging assets impacts your home loan eligibility—helping you plan better with your available funds.

Progressive Payment

Estimate your payment timeline for new launches—track when and how much to pay at each stage based on standard loan assumptions.

TDSR-MSR

Check how much you can borrow and the maximum property price you can afford—based on your income, TDSR, and MSR limits.

Timeline Payment

Visualise your property cashflow—see when payments are due from sale to purchase, so you can plan timelines and finances confidently.

PLB Mortgage Calculator (Stamp Duty)

ABSD-BSD

Calculate your Buyer’s Stamp Duty and Additional Buyer’s Stamp Duty instantly—know the exact costs before committing to a property.

Rental Stamp Duty

Calculate the stamp duty payable for rental leases in Singapore—so you know the exact cost before signing a tenancy agreement.

SSD

Estimate your Seller’s Stamp Duty based on your sale timeline—know the costs if you sell your property within the holding period.

PLB Mortgage Calculator (Assets Progress & Investment)

33 Percent Theory

See 3 future loan scenarios—if interest rates rise, stay flat, or fall—so you can plan your property investment with foresight.

Asset Planning

Map out your property portfolio’s growth—plan asset progression, timelines, and next moves based on your financial goals.

Project Investment Timeline

Track the full investment journey of a project—from purchase to expected returns—so you can plan entry, hold, and exit smartly.

Property ROI

Evaluate your property’s return on investment—track rental yield, gains, and total returns to make smarter investment decisions.

Retirement Wealth

Plan your retirement goals with ease—project future wealth, property gains, and income needed for a comfortable retirement life.

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